Legal
Terms of Service
Effective 16 October 2026
These terms are an agreement between you and Piyush Gulhane, India, the operator of Momentum. By creating an account or using Momentum, you agree to them. If you do not agree, please do not use the service.
1. Who can use Momentum
You must be at least 18 years old and able to enter a binding contract. You are responsible for keeping your sign-in details secure and for activity on your account. Tell us promptly at piyushgulhane@gmail.com if you suspect unauthorised access.
2. The service
Momentum helps you plan, log and reflect on personal habits. Scores, streaks, insights and AI-generated habit plans are general guidance for building routines.
Momentum is not medical, psychological, fitness, nutritional or financial advice. Talk to a qualified professional before making changes that could affect your health or finances. AI suggestions can be inaccurate; review them before you act on them.
3. Free and Premium plans
- The Free plan includes up to 5 active habits and the core tracking features.
- Premium adds unlimited active habits and the AI habit planner, subject to fair-use limits.
- Premium is a recurring subscription billed monthly or yearly in Indian Rupees through Razorpay. Current prices are shown on the Pricing page and at checkout.
- Your subscription renews automatically at the end of each billing period until you cancel. You authorise us, through Razorpay, to charge your chosen payment method for each renewal.
- You can cancel any time from Settings → Plan. Cancellation stops future renewals; Premium stays active until the end of the period you have paid for.
- If we change Premium prices, we will tell you at least 30 days in advance. The new price applies from your next renewal after that notice.
- If a renewal payment fails, Razorpay may retry it. If it still fails, your account returns to the Free plan; your habits and history are kept.
Refunds are covered by our Refund & Cancellation Policy.
4. Acceptable use
You agree not to:
- break the law or infringe anyone’s rights while using Momentum;
- try to access other people’s accounts or data, or probe, scan or disrupt the service;
- use bots or scripts to create accounts, generate AI plans in bulk, or otherwise overload the service;
- copy, resell or reverse-engineer the service except as the law allows.
5. Your content
You own the habits, logs and other content you add. You give us a limited licence to store and process that content only to provide Momentum to you. How we handle personal data is described in our Privacy Policy.
6. Availability and changes
We work to keep Momentum available and reliable, but we do not guarantee uninterrupted service, and reminders may occasionally be delayed or not delivered. We may change or discontinue features; if we discontinue Premium, we will refund the unused portion of any prepaid period.
7. Ending your account
You can delete your account at any time from Settings. We may suspend or close accounts that seriously or repeatedly break these terms, after giving notice where reasonable. If we close a paid account without cause, we will refund the unused portion of your current period.
8. Disclaimers and liability
To the extent the law allows, Momentum is provided “as is”, without warranties of any kind. We are not liable for indirect or consequential losses, or for loss of data you could have exported.
Our total liability to you for any claim is limited to the amount you paid us in the 12 months before the claim arose. Nothing in these terms limits liability that cannot be limited under applicable law, including your rights under the Consumer Protection Act, 2019.
9. Governing law and disputes
These terms are governed by the laws of India. Please contact us first so we can try to resolve any concern informally. Disputes that cannot be resolved this way are subject to the jurisdiction of the competent courts in India.
10. Changes to these terms
We may update these terms. We will post the new version here with a new effective date and, for significant changes, tell you by email or in the app before they apply. Continuing to use Momentum after that means you accept the updated terms.
11. Contact
Piyush Gulhane — piyushgulhane@gmail.com